Looking for some help?
We can answer your questions about repaying your student loans.

Call 844.358.7979
Inceptia is a nonprofit. We’re here to help.

We partner with schools to offer free support with student loan repayment and outstanding student account balances. If we contacted you, your school or loan holder asked us to reach out. There is no cost to you for our assistance.

Why did Inceptia contact me?
Student loan repayment

We can help you understand your repayment options, answer questions and work with your loan servicer to identify next steps.

A balance owed to your school

Your school may have asked us to contact you about an outstanding student account balance. We can discuss questions or challenges and connect you with school staff to explore available options. Inceptia does not collect payments for these balances. Make payments directly to your school through its official payment channels.

How can I confirm this is legitimate?

Inceptia is an authorized partner of the schools we serve. You can contact your school directly to confirm our partnership. For student loan outreach, you can also confirm with your loan holder. Our assistance is always free.

Student loan repayment resources

Answer five quick questions to explore next steps for managing your student loans.

Find forms and resources to help you understand your federal student loan repayment options.

Student Loan Knowledge HQ

Visit HeroKnowl.org for information and resources throughout your repayment journey.

Why talk to Inceptia as well as my loan servicer?

We can help you understand your options and work with you and your servicer as you take the next steps in repayment—with no pressure and no charge.

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Need help now?
844.358.7979