Research Brief The State of Student Finances 2021 Multiyear Comparisons and Pandemic Effects In 2018, Inceptia published the results of our first round of a behavioral assessment to examine student financial behaviors at the outset of participation in college-sponsored financial education programming. Based on surveys conducted with over 60,000 students from across the country, this study highlighted the difference between self-perceived knowledge versus application, providing educators with insight to target interventions to foster behavior modification. While the plan was always to conduct a follow-up study, the events of 2020 created unique circumstances that allowed us to view, on a mass scale, a snapshot of how a global pandemic factored into shifting financial behaviors amongst college students. Thus, this research brief serves two purposes: comparing year-over-year changes in a relatively stable economic climate, versus insights from within the unfolding COVID-19 upheaval. Request Resources Please fill out the form below and click submit. A PDF of the research brief will be delivered to the email address you provided. Full Name:* Title:* Organization/Institution:* Email Address:* Phone Number:View Inceptia's full privacy statement.CAPTCHA Find my representative